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Aiming to be a health insurance company centred around the patient , Oscar Health has over 700 employees serving around 350,000 individual members and small businesses . The American firm offers insurance services in nine US States : New York , New Jersey , California , Texas , Ohio , Tennessee , Arizona , Michigan , and Florida . Gaining the 3rd spot on the ranking , Oscar Health points out how it has “ the highest mobile engagement of any insurer ” with 43 % of its members ’ first visits to the doctor being routed through its technology and customer service teams .

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