FinTech Magazine April 2020 | Page 59

UNDERSTORY
What happens next in Insurance : AI and Machine Learning
UNDERSTORY
One company at the forefront of this marriage between AI and IoT in the insurance sector is Understory , a Madison , Wisconsin-based startup that is working to disrupt the insurance sector through the distribution of what , at first glance , appear to be stainless steel washing up bowls .
These devices are actually IoT sensors that measure the intensity of hail storms , which cause billions of dollars in economic damage every year . The devices are currently installed in six US cities , and the data they collect is being shared with several major insurance brands . According to a recent report by IBM , one of those companies estimates that the technology has already saved it as much as 20 % in claims by improving claim accuracy after recent storms .
Understory isn ' t alone . According to Deloitte , “ Several leading insurance companies were first in the air , securing FAA permission as early as 2015 to use drones for aerial data collection , catastrophe response , research and development , underwriting , and claims resolution support .”
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What happens next in Insurance : AI and Machine Learning
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