From financing your kids ’ education through to buying a boat , provider LightStream , a division of SunTrust Bank , which recently merged with Branch Banking and Trust Company ( BB & T ) to become Truist , has “ loans for just about everything .” LightSteam combines its lending products with proprietary technology so that consumers with strong credit profiles can receive highly competitive , fixed rate financing via a digital process . It does not charge fees on personal loans , and offers US $ 100 to dissatisfied customers .

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