Q . IS THERE A PERSONAL ACHIEVEMENT FROM THE PAST 12 MONTHS OF WHICH YOU ARE PARTICULARLY PROUD ?
» I ’ m incredibly proud of how our employees have maintained high levels of performance during the past 12 months , which have been challenging to say the least . Each and every one of our staff have gone above and beyond to ensure that our company successfully weathers the storm and navigates the pandemic . We ’ ve managed to expand globally , sign new banking partners , acquire new customers and launch new products at a staggering pace over the past 12 months - and our team deserves a huge amount of credit for it .
I ’ m also very proud of how our new green banking solution , Carbon Insight , has grown over the past year , having already been implemented by several banks around the world including Íslandsbanki in Iceland and Crédito Agrícola in Portugal , and it is continuing to garner increasing amounts of attention and interest from financial institutions all over the world .
The solution provides digital banking users with a simple and efficient tool for tracking and offsetting their carbon footprint , based on their transaction data . As anxiety around climate change continues to grow , banks are realising the responsibility they have to help protect the planet , and the significant opportunity offered by green banking solutions like ours to pave the way for a major change in consumer climate action . The solution also serves as a great foundation for banks to introduce green products like green loans or green investments .
We ’ re now in the midst of one of the most important battles of modern history – the fight against climate change – and we ’ re extremely proud to be supporting our banking partners in trailblazing the rapidly evolving , and increasingly relevant green banking movement .
Q . WHAT INSPIRES YOU IN FINTECH TODAY ?
» It ’ s without doubt the level of innovation and sheer competitiveness which I find most inspiring in fintech today .
Over the past decade or so , the fintech industry has evolved at a blistering pace , and the face of banking has changed dramatically as a result . Not only has the level of investment in the fintech space multiplied , and has the introduction of new regulations , like PSD2 and Open Banking , provided a number of innovation opportunities for challenger banks , consumers nowadays have come to demand increasingly convenient , transparent and personalised services . For companies like Meniga , this has meant that delivering anything but an excellent customer experience is simply not good enough , which has urged us to be even more innovative to ensure that we provide the best possible support for our banks and their customers .
This level of competitiveness and innovation within the fintech industry will undoubtedly continue to grow exponentially , and I ’ m really excited to see how new technologies like AR , VR and AI will further transform the fintech landscape and drive the ultra-personalisation of banking . Whatever the next challenge , I ’ m confident Meniga is perfectly equipped to deal with it .
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