FinTech Magazine - April 2022 | Page 61

“ Apple has consistently been a leader in boosting mobile payment experiences within the US market and increasing mobile adoption among consumers ”
FINANCIAL SERVICES

“ Apple has consistently been a leader in boosting mobile payment experiences within the US market and increasing mobile adoption among consumers ”

ANDREW EDEM GLOBAL HEAD OF INNOVATION ,
PPRO

Digital payments have transformed the global economy - and have exploded over the past decade . But they are far from new with their roots in telegram technology , which was operational in the 19th century .

For example , in 1871 Western Union debuted the electronic fund transfer ( EFT ). And in 1959 , American Express introduced the first plastic card for electronic payments .
By the 1960s , ATMs were popping up on most street corners , and customers were getting used to managing their money through systems that relied on early computing .
By the 1970s , the developed world had become more reliant on computers as part of the buying process - and from there , the very first debit cards were launched - just 10 years later in the mid-80s by Barclays .
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