SONAE UNIVERSO
CARLOS BRAZIEL DAVID TITLE : CHIEF OPERATING OFFICER INDUSTRY : FINTECH LOCATION : LISBON , PORTUGAL
Carlos B David is Executive
Board member ( COO ) at ' Universo Sonae ' companies since 2015 . Universo Sonae provides financial products and services ( accounts , payments , credit , insurance and investments ) to individuals and businesses , having more than 1 million customers in Portugal . Before joining Sonae , Carlos was Principal at Roland Berger Strategy Consultants in Iberia , having started his career in the financial sector , at JP Morgan . Carlos holds a degree in Economics from Nova SBE , a masters in Finance from UC Louvain and the AMP from Harvard Business School . investments . Founded 7 years ago , the company has more than a million clients and over € 1bn of production generated yearly across its financial offers .
Universo integrates Sonae retail loyalty programmes to reach a wide base of the Portuguese families . Universo combines the Continente Loyalty programme and the Worten Resolve program to deliver a large range of benefits to its customers .
“ Continente loyalty programme – which is the major loyalty programme in Portugal – offers Universo an important differentiation opportunity ,” explains Carlos Braziel David , Chief Operating Officer of Sonae Universo . “ The cashback is provided by this programme ,
EXECUTIVE BIO