Merchants utilising Ecommpay’ s seamless, global payments infrastructure experienced an 8 % increase in acceptance rates

New partnerships extended the range of alternative payment methods available to over 100

“ Without a dramatic overhaul of their architecture and significant replatforming investment, the most effective mechanism for integration with legacy banking architecture is through an API integration layer built( as Natwest have done in the UK) or through traditional integrations to 3rd party aggregators,” Moshe notes.

Implementation progress varies by market.“ Banks in the UK have already made significant investment in API under the Open Banking and Open Finance Agenda but it will require more consolidated effort and standardisation to achieve the same scale across Europe,” Moshe continues.

European markets demonstrate varying levels of API sophistication, with some countries maintaining fragmented systems while others push toward standardisation.

Real-time Payment Security Demands New Approaches The acceleration of instant payment systems has created specific security requirements. Payment processors

48 April 2025