FinTech Magazine August 2019 | Page 135

FOUR KEY PLATFORMS
Steven Harpe , CIO
FOUR KEY PLATFORMS
On the front line of a lender ’ s relationship with its clients is the point of sale ( POS ) system . In a competitive environment , the speed and efficiency with which a loan application can be processed makes all the difference . The POS system Gateway selected was provided by Blend , a Silicon Valley software developer that now connects more than 15,000 banks and financial institutions to make routine checks . “ It used to take days or even weeks to get through an application process , which was stressful for the applicant , but now on the mortgage side of the business we average less than 30 minutes ,” stated Harpe . “ We can automatically pull W2s , tax records and the like , ingest these files and use the Blend platform to digest the information and quickly get through the 1003 process .”
The difference this makes to the customer experience is immense and it helps Gateway deliver its vision to realize the American Dream of homeownership . As Blend ’ s founder Nima Ghamsari has said , a large number of people don ’ t realize they qualify for home ownership until they
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EXECUTIVE PROFILE

Steven Harpe , CIO

Harpe leads customers using a unique combination of business experience coupled with 30 years of technology background in large scale cloud computing operations and engineering management . He has engineered , implemented , and managed some of the world ’ s largest technology platforms with multifaceted business applications . In addition , he has led initiatives to digitize technologies based on aged architectures , including providing mobile platforms . Harpe is dedicated to enthusiastic and progressive leadership as a means of creating and nurturing a lifelong passion of developing people to achieve their goals . In April 2019 he was appointed to the Oklahoma Board of Corrections . Harpe is a keen drummer in his spare time , having backed a number of rock bands .
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