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A bona fide fintech leader , Anna Maj has spent her career teaching others how to get the most from digital / online financial services , as well as remaining a staunch advocate for inclusion , diversity and fairness within the sector . With a degree in Cultural Anthropology , an MBA and a PhD in Finance and Financial Management Services , the full list of Maj ’ s achievements can be difficult to sum up succinctly . Suffice it to say that she has authored two books ( The PAYTECH Book and The AI Book ), been recognised as one of the Top 25 Women Leaders in Financial Technology , has gathered over 20 years of banking and payments experience and has held leadership positions at Citibank , PwC , PayTel , mBank and more . fintechmagazine . com