CREDIT UNION OF AMERICA
DAVID GERMANN TITLE : CHIEF LENDING OFFICER INDUSTRY : BANKING LOCATION : UNITED STATES
employees and myself .” This comes with responsibility too , being both the “ arsonist and firefighter ,” because if the credit union puts out bad loans , they ’ ve got to be sorted out .
Despite the responsibility , it ’ s empowerment and trust that Germann takes pride in . “ Whatever we feel is in your best interest that would help you , we ’ re empowered to do that . And in our business , that ’ s very rare . Most people are not empowered to truly make a difference . That ’ s what I love the best and what I can ’ t wait to do every day . But the thing that wakes me up in the morning is that I can ’ t wait to go and see my coworkers .”
EXECUTIVE BIO
David Germann is a highly accomplished banking professional with over 36 years of experience in the financial industry . As the Chief Lending Officer , he brings a wealth of expertise and a proven track record in leading lending strategies for major financial institutions .
Throughout his career , David has demonstrated exceptional proficiency in managing all aspects of lending operations , including credit risk assessment , loan portfolio management , and regulatory compliance . His comprehensive understanding of market trends and economic factors enables him to make informed decisions that drive sustainable growth and mitigate risks .
David ’ s leadership skills have been instrumental in building and managing high-performing lending teams . He has successfully developed and implemented innovative lending programs , resulting in increased loan origination , improved profitability , and enhanced customer satisfaction . His strong interpersonal and communication abilities foster collaborative relationships with key stakeholders , including executive management , regulators , and clients .
fintechmagazine . com 115