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Dave Girouard , CEO , Upstart

REVENUE : US $ 514M EMPLOYEES : 1,875 CEO : DAVE GIROUARD FOUNDED : 2012

Upstart offers an AI-driven lending platform that enhances credit decisioning for banks and credit unions . By leveraging machine learning , Upstart enables lenders to approve more borrowers within their risk tolerance , leading to fewer defaults and higher loan approval rates . The platform supports personal and auto lending , providing a modern , all-digital experience for users . Upstart ’ s technology also helps diversify lending portfolios and improve operational efficiency . fintechmagazine . com 41