red flags. Blockchain technology offers secure, decentralised storage of KYC data that multiple institutions can access whilst maintaining privacy. The market is responding enthusiastically. KYC spending is projected to grow 140 % over the next five years, rising from US $ 9.2bn in 2024. This investment reflects not just regulatory pressure but genuine business value – faster onboarding, reduced manual workload, and enhanced risk management.

Early adopters are already seeing benefits. Perpetual KYC enables straight-through processing for lowrisk customers whilst automatically escalating concerning cases for human review. The result is a better customer experience combined with stronger compliance – a rare win-win in financial services. As 2025 progresses, perpetual KYC is transitioning from innovation to necessity. Institutions that embrace continuous monitoring will find themselves better equipped to navigate an increasingly complex regulatory landscape whilst delivering the seamless digital experiences that modern customers expect.