ERICK WATSON
JAMES LYNN
KRISHNA SUBRAMANYAN
DIGITAL BANKING
Open banking has transformed financial services as we know it, but its true potential remains largely untapped. As the technology matures, questions emerge about how to unlock new revenue streams, address consumer adoption barriers and harness AI to make financial data truly actionable. In this executive roundtable, three industry leaders share
their vision for open banking’ s evolution. Erick Watson, CEO of Randamu, brings expertise in Web3 and cryptographic coordination. Krishna Subramanyan, CEO of Bruc Bond, offers insights on platform-based infrastructure and regulatory compliance. James Lynn, CEO of Currensea, provides perspective on consumer-focused financial products and strategic partnerships.
ERICK WATSON
TITLE: CO-FOUNDER & CEO COMPANY: RANDAMU INDUSTRY: BLOCKCHAIN / WEB3 LOCATION: US
Pioneering secure bridgeless multichain interoperability through threshold cryptography. Former Google / Microsoft executive leading US $ 3.3m funded startup developing cross-chain solutions.
JAMES LYNN
TITLE: CEO COMPANY: CURRENSEA INDUSTRY: FINANCIAL TECHNOLOGY LOCATION: UK
Established fintech leader with over 20 years in banking and financial technology. Building innovative online businesses across fintech, electronic trading, and corporate banking sectors.
KRISHNA SUBRAMANYAN
TITLE: CEO COMPANY: BRUC BOND
INDUSTRY: FINANCIAL SERVICES / COMPLIANCE
LOCATION: SINGAPORE
Singapore national with 16 years in regulatory affairs and compliance across Asia Pacific. MBA Finance with CAMS certification, specialising in governance, AML, sanctions, and anticorruption compliance solutions.
“ The real blocker is not awareness; it’ s the inability of backend systems to scale”
KRISHNA SUBRAMANYAN, CEO, BRUC BOND fintechmagazine. com 93