BIZCAP
Traditionally, business lending systems have been built around protecting financial institutions from risk, creating a longstanding reliance on credit scores as the deciding factor on whether SMEs can access funding.
Founded in Australia in 2019, Bizcap was built on the premise that viable businesses were being turned down for credit not because they were bad bets, but because they didn’ t fit that conventional lending framework.
As a non-bank SME lender with a focus on open-minded credit assessments and speed, Bizcap makes lending assessments based on factors like current trading performance and business trajectory, and aims to issue approvals within three hours.
In this interview with FinTech Magazine, Albert Gahfi, Co-Founder and Global Co-CEO of Bizcap, discusses how the company is reshaping SME lending through faster approvals, flexible credit assessments and a disciplined approach to global growth.
Q. WHAT DOES BIZCAP DO AND WHO DOES IT EXIST TO SERVE?
» Bizcap is a global non-bank business lender that provides fast, flexible funding solutions to small and medium-sized businesses.
We exist for business owners who may not fit the traditional lending mould. That includes businesses with imperfect credit histories, companies experiencing rapid growth, and operators who simply need access to capital faster than traditional institutions can provide.
80 August 2026