Fintech Magazine August 2026 | Page 90

BIZCAP
Bizcap has funded more than

£ 3bn

globally since founding in 2019
Our assessment looks at factors such as current trading performance, cash flow trends, revenue consistency, industry conditions and the overall trajectory of the business.
We want to understand whether the underlying business is healthy and whether access to capital can genuinely help it move forward.
Existing debt isn’ t automatically a red flag either. Many successful businesses use debt strategically. The key question is whether the debt structure is sustainable and whether additional funding improves the business’ position.
Often, what separates our decision from a traditional bank’ s decision is context. Banks tend to focus heavily on historical indicators. We place significant weight on where the business is today and where it’ s heading.
A“ yes” often comes when we can see a viable business with strong fundamentals that simply doesn’ t fit a conventional lending framework.
Q. WHERE DOES BIZCAP GO NEXT AND WHAT DOES RESPONSIBLE INTERNATIONAL EXPANSION LOOK LIKE WHEN YOU’ RE MOVING INTO MARKETS WITH VERY DIFFERENT REGULATORY ENVIRONMENTS?

» Growth remains a significant opportunity for us, but responsible growth will always be the priority.

International expansion isn’ t about entering as many markets as possible. It’ s about building sustainable
90 August 2026