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just the bank , but the entire region and its regulatory landscape . We ’ ve been given the opportunity to serve our customers in entirely new ways .” Morton considers Emirates NBD as “ the vanguard of the Middle East ” and believes that the bank is well on its way to becoming one of the world ’ s most innovative banks . “ We are at the tip of the iceberg ; going paperless is just the beginning , because the fact is that once you really take the physical world out of the equation , you ’ re dealing purely with

DECEMBER 2019