MARKET VALUATION

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Chime was formed with the mission of creating financial peace of mind . It also happens to be the fastest-growing mobile banking challenger in the US , having acquired unicorn status earlier this year after finalising a US $ 200mn fundraiser that placed it above its peers in the summer . In a world where many laud their digital disruption credentials , Chime is more than capable of walking the walk . It was co-founded in 2013 by CEO Chris Britt and CTO Ryan King , who wanted to find a new approach to improving financial literacy ; it ’ s app already has around three million users ; it offers no-hidden-fees banking and an automatic savings account ; and it lets users get paid their earned money early thanks to its instant direct deposits , which are typically two days earlier – yes , really .

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