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It ’ s time to do money . A short , sharp introduction to Robinhood , a pioneer of the commission-free investing fintech model . Founded in 2013 by Baiju Bhatt and Vladimir Tenev , the Californiabased fintech lets users invest in public companies and exchange traded funds on US stock exchanges without paying commission , foreign exchange fees or account minimums , it enables the purchasing of cryptocurrencies and – in December of 2018 – began rolling out a range of banking services too . So far , these include checking and savings accounts , as well as debit cards . Earlier this year , Robinhood revealed it had doubled its users on the previous 12 months to around six million . Much like its namesake , the company remains dedicated to providing for the many , not the few , favouring financial equality . DECEMBER 2019