The company ’ s growth reflects his commitment to developing financial services that serve both commercial and social objectives , creating value for users whilst building a sustainable business model .
Philip concludes : “ It might sound obvious but the key to standing out is building a product that solves an existing real-world problem . My mission with Zilch was to provide people with the most ubiquitous and empowering way to pay for anything , anywhere .
“ Thinking back , what stood out to investors was the clear , transparent and customer-centric credit alternative we designed .
“ The fact that we were prudently creating it with regulators [ the FCA ] to ensure consumer protection and financial health existed from the start was very attractive to them .”
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