FinTech Magazine December 2025 | Page 139

wallet technology serving institutional clients, while Coinbase offers regulated custody services with substantial insurance coverage. These aren’ t startups experimenting with novel concepts; they’ re regulated entities providing infrastructure comparable to established financial services.
Payment rails show similar development. Stripe, which initially offered Bitcoin payments before withdrawing from the market, later returned to crypto payments after observing merchant demand for lower-cost international settlement.

15 TPS

Ethereum’ s base layer transaction processing capacity

65k TPS

Visa’ s peak transaction processing capacity for comparison
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