FinTech Magazine February 2019 | Page 202

WIPRO

Mahesh Raja , Vice President , Financial Services — Americas , Wipro Limited , outlines the technology powerhouse ’ s plan to develop a futureproof ecosystem for the financial sector

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A dapting long-held business models to the irrepressible forces of change is , right now , the critical challenge facing our most prestigious financial institutions . Never before has the established order had to contend with such genuine threats to its dominance . While undoubtedly a priority for leaders across industries , the next stage of evolution for the financial sector is especially unpredictable as a system , impenetrable for so long , opens up slowly to different methods , ideas and thinking .

Technology has been the catalyst for that change . Decision-makers have no choice but to find answers to questions such as ‘ how can we use advanced AI and machine learning to predict the future ?’, ‘ should we move our entire systems to the cloud ?’ and ‘ what is in place to shield our information from cyberattacks ?’.
Implementing transformative tools within business structures that have grown over decades is a slow process , however – and this is why start-ups , challengers and fin-tech , free from historical baggage and practices , have been able to steal a march on their once-uncatchable rivals .
FEBRUARY 2019