Having accrued 3.5 million customers across 26 countries since its launch in 2013 , German neobank N26 stands apart from its UK-based competitors with an extensive premium account offering . While many neobanks champion the ease of international spending through their accounts , N26 ’ s Metal service offers an extensive range of benefits that frequent travelers would find genuinely useful . For € 16.90 / month , N26 Metal offers unlimited free withdrawals from ATMs worldwide , priority customer support , cover for cancellations , medical expenses , lost luggage and delays , significantly cheaper LoungeKey access at participating airports , and a host of travel discounts that would always be worth checking . Included in the latter portion of this offering are , among many others , a day ’ s free access each month to any WeWork location in the world , 20-30 % off IHG hotel bookings , and 25 % off an annual subscription to physical-to-digital mail forwarding service Caya .

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