Founded: 1970 CEO: Mark Kelsey HQ: New York

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Its value lies in turning fragmented identity, public record and behavioural signals into decision-grade risk intelligence. For carriers, the strongest applications are fraud detection and claims triage: predictive models and scoring can flag complex, high-risk claims early, support straightthrough processing for low-risk cases and help investigators prioritise limited capacity. Beyond claims, insurers can use its broader risk decisioning portfolio to improve customer acquisition, reduce leakage and maintain a consistent view of risk across the policy lifecycle, including onboarding and ongoing monitoring.

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