Annual stablecoin transaction volumes( McKinsey estimate)

Klarna’ s active customer base globally

Payment providers bet on stablecoins to challenge card networks Stablecoins hold their value against traditional currencies and settle transactions in minutes or seconds, depending on which network processes them. Cross-border payments expose the advantage most clearly: traditional banking systems route money through multiple correspondent banks, adding days to settlement times and fees at each step.

Payment providers have started building stablecoin capabilities into their platforms. Equals Money partnered with Railsr to add stablecoin functionality, while BVNK has rolled out services that let businesses accept stablecoin payments.

64 February 2026