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A common perspective in this forwardlooking narrative is that banks – incumbents or ‘ traditional ’ in particular – face a significant challenge when it comes to developing and implementing such technologies compared to those more innovative fintech market entrants or the tech giants that are not-so-tentatively dipping their toes in the financial services sector . There ’ s good cause to consider this argument , too . Take Accenture ’ s Five Big Bets for Retail Payments in North America

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