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Founded in 2012 , Ripple strives to develop the future of global finance , develop decentralised solutions , and connect businesses to the people they serve . In order to achieve these goals , Ripple aims to unlock the power of blockchain and digital asset technology to dramatically improve the speed , cost and reliability when it comes to transactions , as well as provide access to open and inclusive systems anywhere in the world via decentralised financial technology , and harness the internet of value ( IoV ) as a catalyst for value exchange to redefine industries and globalisation . Ripple has received investments from IDG Capital , Venture51 , and Lightspeed Venture Partners .

JANUARY 2021