“ There has been a cultural shift that ' s happened in Michigan . Everybody was very blue collar , because it ' s all about automotive , but we ' ve really started to shift ”
JASON BRESSLER CTO , UNITED WHOLESALE MORTGAGE ( UWM ) security team is over 70 team members strong . The security function is deeply embedded within UWM ’ s application development , so even the code that gets written has security in mind from the outset .
Bressler acknowledges that , as a lender scales , the target on its back becomes much bigger for fraudsters and bad actors . However , he explains , the nature of risk within mortgages remains somewhat l inear . For UWM , it ’ s about making sure they manage everything that ’ s thrown at them and stay ahead of the risk as much as possible .
Looking ahead to the next couple of years , Bressler says that they are full steam ahead on growth . “ In this high interest rate environment , we are still continuing to take more and more market share because we ' re doing such a great job of educating consumers that choice is better and brokers are better . Most of the brokers in the wholesale space use UWM . We really want to capitalise on what we ' ve just accomplished by continuing that growth .”