CONTENTS
UP FRONT
12 BIG PICTURE
China ’ s infrastructure drive
12
14
THE FINTECH INTERVIEW
Interview with Jaidev Janardana , CEO , Zopa Bank
20
LIFETIME OF ACHIEVEMENT IN FINTECH
Brad Garlinghouse , CEO of Ripple
24 PEOPLE MOVES
The latest movers and shakers across the fintech industry
20
26
THE MONTH THAT WAS
Highlights from November and December
14
000 30
6 January 2024