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Banque et Caisse d ’ Epargne de L ’ Etat is a national financial institution founded in 1856 and governed by the law as of March 24 , 1989 . The bank has headquarters in Luxembourg City and goes by the name Spuerkeess in Luxembourgish . With assets of $ 54,305 , Banque et Caisse d ’ Epargne de L ’ Etat has achieved NR , Aa2 and AA + across the three grading systems , placing it in ninth place .

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