Innovation can come in many forms . Working in this industry , we understand this more than most . However , in this edition we look at one of the business models that is changing the financial services landscape : the digital savings marketplace .

Specifically , we speak with Kevin Mountford , co-founder of Raisin UK . He discusses the rise of the business and how it ’ s customer-centric approach that is built around a desire to ensure financial wellbeing for all , is becoming increasingly popular . The story of Raisin , he says , is really about the rise of the savings marketplace and marketplace solutions . Mountford touches on innovation , how technology is changing the customer experience and collaboration between fintechs , marketplace providers and incumbents .

The issue continues with a strong narrative around innovation . For example , we meet Aidan Millar , Chief Data and Analytics Officer at DNB , who discusses the bank ’ s three-year journey to a data driven culture , and take a sweeping look at companies including OTIP , WSIB and Mastercard .

More broadly , we consider how IoT innovation is changing the way in which financial services are delivered and take a closer look at why digital ecosystems could prove to be the foundation for accelerated insurtech innovation .

Enjoy this issue .

Matt High matthew . high @ bizclikmedia . com

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