FinTech Magazine - July 2022 | Page 30

NTT DATA

“WE SUPPORT OUR CLIENTS IN IDENTIFYING AND IMPLEMENTING THE RIGHT TECHNOLOGY AS A PILLAR TO TRANSFORM THEIR BUSINESSES ”

CARLOS ORDÓÑEZ HEAD OF STRATEGY & ADVISORY , NTT DATA appear to have grown more than the average rate within the insurance market . This new framework showed that the Full Stack Insurtech foundation has created space for specialised and complementary businesses that can widen the innovation space .
This growth , moreover , is shown to be moving in two directions : an endogenous comparative growth between companies founded 10 years ago with those founded 5 years ago , and an exogenous comparative growth between Fintech and Insurtech companies . In regards to the latter , 2021 was marked by stock market correction movements in B2C neo-insurers , with a share-price plummeting of over 40 %, while Fintech companies registered clear growth .
This indicates that Insurtechs have grown too fast in recent years , but have kept a poor stock price performance after their IPOs ( Initial Public Offerings ), demonstrating little real impact and relatively low value creation or value perception in the market .
Other companies that NTT DATA considers value chain disruptors , in comparison to neo-insurers , are those that complement the value generation of insurers under a B2B model , creating real innovation and ensuring long-term sustainability of their businesses .
Innovation No Longer Comes Just From Silicon Valley : Europe Stands Out , Asia Remains Steady and LATAM Begins to Emerge Another very insightful fact is Europe ’ s dominance in the entire investment
30 July 2022