JULY 2023
30
FEATURES
52
30 ORACLE
Oracle : Cloud infrastructure leaders
52 SMART BANKING
Striking the right balance in customer data
62 F & M BANK
Driving digital whilst staying personal
76 FUTURE OF ATMS
The future of ATMs : adapting to the digital age
84 SUSTAINABILITY
Solving crypto ’ s sustainability issues with proof-of-stake
62
76
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