07

London-based

WISE

HQ: LONDON, UK CEO: KRISTO KÄÄRMANN FOUNDED: 2011

Wise has transformed cross-border payments since shedding its TransferWise moniker. By championing transparent fees and competitive rates, the fintech firm has won over 13 million customers worldwide, challenging the status quo of international banking. Its watershed moment came through a direct listing on the London Stock Exchange in 2021, reaching an £ 8bn( US $ 10.3bn) valuation. Kristo Käärmann, CEO, WISE

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