PAYMENTS
This technological challenge requires innovative approaches to fraud detection and prevention.
“ At Marqeta, we have embedded intelligent risk controls within our platform, enabling real-time processing that protects customer data and secures transactions,” he explains.
The company’ s approach centres on proactive intervention rather than reactive measures.
“ Through our Real-Time Decisioning solution, we empower card issuers to have oversight of each transaction, helping organisations get ahead of the curve of fraudulent transactions and safeguard against them,” Marcin reveals.
This dual focus reflects a fundamental tension in modern payment systems.“ Being able to move money quickly is of paramount importance; however, making sure this is done safely and securely is crucial,” he emphasises.
The stakes extend beyond individual transactions to broader business relationships. Such comprehensive fraud prevention systems serve to“ protect revenue and establish customer trust,” Marcin adds.
Corporate transformation opportunities While consumer retail applications dominate public attention, corporate and institutional clients represent the next major growth frontier for realtime payments.
“ In competitive B2B environments, real-time payments can serve as a key differentiator, helping organisations to stand out from the competition,” Marcin explains.
“In competitive B2B environments, real-time payments can serve as a key differentiator, helping organisations to stand out from the competition”
MARCIN GLOGOWSKI, SVP AND MANAGING DIRECTOR OF EUROPE & UK CEO, MARQETA
44 July 2025