Microsoft supercharges its EMEA payments infrastructure by tapping Checkout. com’ s cloudnative platform to optimise revenue across Xbox, Azure and 365
MICROSOFT
DIGITAL BANKING
MICROSOFT
Microsoft supercharges its EMEA payments infrastructure by tapping Checkout. com’ s cloudnative platform to optimise revenue across Xbox, Azure and 365
M
icrosoft is partnering with Checkout. com to power digital payments across its key EMEA markets. The cloud-native payments platform will integrate directly with Microsoft’ s Payments API to standardise transaction experiences across major products, including Xbox, Microsoft 365 and Azure. To optimise processing efficiency, Microsoft will leverage Checkout. com’ s regional acquiring capabilities and its AI-driven Intelligent Acceptance engine. This proprietary technology uses realtime network data to dynamically route payments, reduce card declines and improve authorisation rates.
The phased rollout aligns with a broader industry shift where technology leaders treat payments as a strategic driver of operational resilience and growth rather than a back-end function.
Pankaj Gudimella, General Manager at Microsoft Treasury, says:“ As a global business, we need payments partners that can support our business lines with a unified, high-performance way to accept payments worldwide. Checkout. com brings a modern payments platform, along with strong payments expertise and robust global acquiring capabilities.”
The infrastructure upgrade is engineered to continuously enhance regional approval rates and optimise complex transaction processing costs.
MICROSOFT
HEADQUARTERS: WASHINGTON, US
NUMBER OF EMPLOYEES: ~ 228,000
MARKET CAP: US $ 4.6TN( AS OF JUNE 2026)
NUMBER OF COUNTRIES: 190 +
140 July 2026