Tapping into a vital market gap, AXS and NTT DATA unite their networks to let users seamlessly settle overseas financial commitments via local channels
NTT DATA
DIGITAL BANKING
NTT DATA
Tapping into a vital market gap, AXS and NTT DATA unite their networks to let users seamlessly settle overseas financial commitments via local channels
N
TT DATA and AXS have signed a Memorandum of Understanding( MoU) to build interoperable cross-border bill payment capabilities across their respective networks. The partnership addresses a vital market gap for individuals living and working abroad who maintain overseas financial commitments, such as utility bills and insurance payments.
The initiative will initially focus on connecting the highly integrated markets of Singapore and Malaysia.
Under the proposed model, AXS will serve as the orchestration layer and connectivity hub in Singapore, while NTT DATA’ s e-pay will act as the access point for Malaysian billers.
NTT DATA will lean on ADAPTIS – its unified payment services platform – to deliver the infrastructure, with long-term plans to scale into additional Asian markets.
Jeffrey Goh, Group CEO of AXS, says:“ By enabling interoperability with trusted regional partners, we aim to make bill payments more accessible and convenient for users who manage obligations across borders, starting with Malaysia.”
Beyond bill settlement, the alliance lays a foundation to explore adjacent services like merchant solutions and collections.
NTT DATA
HEADQUARTERS: TOKYO, JAPAN
NUMBER OF EMPLOYEES: 198,000 +
MARKET CAP: US $ 36.3BN( AS OF JUNE 2026)
NUMBER OF COUNTRIES: 70 +
142 July 2026