ZIP
TOP 10 – BNPL PROVIDERS
05
Zip
ZIP
CEO: CYNTHIA SCOTT FOUNDED: 2013
has achieved global scale through aggressive acquisition and a focus on financial wellness. Operating across the US, Australia and New Zealand, Zip serves millions of active customers. Its single-use card feature allows consumers to use the service at any outlet that accepts Visa, providing a level of utility that many competitors lack. The company’ s success is built on its people-centred mindset by offering flexibility with payments. Zip’ s innovation includes a versatile app that manages bills and everyday expenses alongside traditional retail purchases. Cynthia Scott CEO Zip
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How Zip pay fees work
42 July 2026