Across the globe , finance is being disrupted by APIs and the potential they offer in developing open banking . Organisations must get to grips with this digital disruption fast , or risk being left in the dust . At Hampshire Trust Bank , which has a 50-year legacy and specialises in helping SMEs grow , this challenge is being faced head on – and turned into an opportunity .

In this month ’ s cover feature , CIO Russ Fitzgerald sat down with Sophie Chapman to explain how HTB is transforming its operations to leverage API infrastructure – and how working together is key . “ Collaboration with fintechs is a key component of my role and keeping a close eye on where open banking is going is essential for HTB as an organisation ,” he said .

This issue also features the first of our series of Money20 / 20 content from this year ’ s Asia iteration in Singapore . In an exclusive video , we caught up

Russ Fitzgerald , CIO , Hampshire Trust Bank with Zennon Kapron , who founded the consultancy Kapronasia to help businesses navigate the continents evolving finance landscape .

We ’ ve also chosen our 10 favourite digital banks , and brought you the must-see events for industry leaders . Don ’ t forget to check out our other exclusive company reports on Logix and Alterna Savings .

Enjoy the issue ! Olivia Minnock

olivia . minnock @ bizclikmedia . com

03 www . fintechmagazine . com