FinTech Magazine June 2019 | Page 53

A SECURE OUTLOOK
Capital received its licence from the SCA last year , which Gowan cites as a major milestone as the company pushes towards regulation across the biggest jurisdictions on the quest for global expansion of its operations . A big part of that journey lies in educating the user with a dedicated app . Invest Mate allows Capital to break down complex subject matter , so users can keep on track and achieve their goals across a changing landscape .
A SECURE OUTLOOK
Capital ’ s technology base is primarily hosted on Amazon Cloud Services where it benefits from the inherent security of Amazon ’ s infrastructure . “ We use leading DDoS ( Distributed Denial of Service ) protection and make a concerted effort to protect our customer data ,” says Gowan . “ We have full PCI , DSF specification for handling client payment details and being able to take payments on behalf of clients . We have bank accounts with segregated client funds , so our UK entity has a banking partnership with RBF , and our European regulated entity has relationships with Raiffeisen , RBI , based in central Europe . We also have a partnership with Well Pay who are a leading global PSP , Payment Service Provider for taking card payments . All of this is audited by our partner Deloitte .”
Currently live in 20 languages and onboarding clients from more than 50 countries , on the road ahead , global expansion remains the goal for Capital .
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