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Part of a new wave of digital banks springing up in Hong Kong , Neat

was founded in 2015 by David Rosa and Igor Wos . While the bank offers a personal current account service , which contains an option for a prepaid Mastercard aimed at users travelling abroad , Neat ’ s flagship service is its business account . Offering corporate Mastercards with competitive exchange rates , budget management software and transaction recording for expensing purposes , the Neat Business account is principally aimed at startups and SMEs , aiming to provide a versatile alternative to establishment national business banking options . JUNE 2019