FinTech Magazine - June 2022 | Page 89

We look at the latest changes in the BaaS space , taking into consideration new technologies , marketplace demands and changes in the financial landscape
“ There ’ s no doubt that BaaS is an incredibly exciting opportunity for the entire financial services ecosystem ”
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We look at the latest changes in the BaaS space , taking into consideration new technologies , marketplace demands and changes in the financial landscape

Banking as a service ( BaaS ) is moving up the ladder in terms of important developments in the world of digital banking and fintech . But what does it actually mean , what are the implications , and why is it such a transformative force ? We spoke to a number of industry-leading experts to find out more

“ There ’ s no doubt that BaaS is an incredibly exciting opportunity for the entire financial services ecosystem ”
ANGUS ROSS FINASTRA
The BaaS market position The financial services marketplace for consumers has transformed significantly over the past few months . One major disruptive element is BaaS , which provides customers with the opportunity to obtain good quality financial services via channels and brands that they trust .
Angus Ross , Chief Revenue Officer , Banking as a Service , Finastra , explains : “ Banking as a Service ( BaaS ) has become one of the most important strategic agenda items for chief executives across numerous industries – including banking , retail , construction and healthcare . BaaS enables any business to develop new and exciting propositions with relevant financial services embedded into the customer experience .
“ Overall , it ’ s expected to reach a value of $ 7tn by 2030 . Those that act fast and secure priority customer context will experience the greatest upside . Those that wait may very well be left outside looking in .”
“ According to recent research , we found that 85 % of senior executives are already implementing BaaS solutions , or planning to
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