I say that , you might roll your eyes , given that we ' ve been at this for 10 years . But we ’ re still growing at quite a fast rate and still investing very heavily in future growth .”

This rate of expansion appears to have accelerated faster than either sibling expected : in 2022 , Stripe received a public valuation of $ 95bn – more than double its worth just three years prior .

Giving back Despite Stripe ’ s rise to become the gold standard of fintech unicorns , Patrick and John have been keen to uphold the company ’ s core values . “ We ’ re not a glamorous business , just an infrastructure company that hopefully we ’ ll be able to compound for a long time ,” Patrick told Forbes .

Words are nothing without action , and the Collison brothers keep to their modest selfassessment of business management with a hands-on approach . Both still review every product launched and complete friction logs to ensure the user experience of their payment solutions remains a friendly one .

Philanthropy , too , has been core to the Collisons ’ ethos as fintech billionaires . Their company contributed $ 1mn to the prohousing-development lobbying organisation California YIMBY and offers a fee discount to non-profit organisations .

Looking forward Though the company ’ s growth rate may have been overvalued – with its latest round of funding in 2023 pricing Stripe at $ 50bn , as opposed to the $ 95bn market valuation touted in 2022 – it ’ s clear that Stripe remains the largest fintech in the world . And , if the Collisons are to be believed that Stripe is still in its early days , then it will surely remain in the upper echelons of the fintech unicorn table for some years to come .

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