FINTECH STRATEGIES
Oracle’ s FY 2025 total revenue
US $ 57.4bn
Beyond the point solution trap For years, the industry focused on the purchasing of‘ point solutions’ – one specific tool for anti-money laundering( AML) and another entirely separate one for know your customer( KYC). This poses a fragmented data landscape.
The reason a unified strategy is so vital now is that it finally addresses this fragmentation. By establishing a centralised data layer, firms can achieve a single, unified view of risk.
The use of advanced AI tools for KYC / AML purposes has seen a significant jump, rising from 42 % in 2024 to 82 % in 2025, according to a report by Fenergo. This surge is most notable in Singapore, with 92 % of firms reporting use, followed by the US at 79 % and 77 % in the UK. As well as this, Research from PwC shows that 51 % of financial services companies rank anti-bribery and AML as a number three priority.
When a compliance mindset is hardwired into transaction processing in real-time, there is a notable shift from reactive reporting to proactive mitigation. It’ s the difference between mopping up a flood and installing a smart sensor that shuts off the main valve at the first sign of a leak.
104 June 2026