Fintech Magazine June 2026 | Page 129

DIGITAL BANKING
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Revolut Business – one platform for all your business finances feels slow, complex or uncertain, that’ s where you lose trust.
The second is to rethink how you measure success. It’ s no longer just about acquisition or even conversion, it’ s about confidence. Are customers coming back? Are they choosing you by default? Are you removing effort from their lives?
And finally, design for how customers actually behave, not how systems are built. That means fewer steps, smarter use of data and increasingly, using AI to anticipate needs before the customer takes an action.
The companies that will win are the ones that make financial services feel invisible, where everything just works, exactly when and how the customer expects it.
Guy: As the focus shifts from growth to customer experience, the risk is treating experience as something subjective.
In payments, it’ s not. It’ s measurable in approval rates, transaction speed and consistency across markets. Those are the factors that determine whether a customer completes a journey or abandons it.
Businesses that approach this as a design challenge will optimise at the surface. Those that approach it as an infrastructure challenge will improve outcomes in a way that scales.
The priority isn’ t just making the journey look better, it’ s making it work reliably, every time.
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