Intelligent Commerce Connect is built as a practical entry point, with a single integration that allows businesses to participate without reworking their existing systems. That lowers the barrier and helps the ecosystem move forward at a more consistent pace.”
Looking ahead, Mandy positions agentic commerce as a gradual evolution, where progress is shaped by growing confidence and maturing infrastructure rather than sudden disruption. Although early signals are already visible, wider adoption will take time as both businesses and consumers follow.
“ We don’ t see agentic being an all-at-once change, with developments in this space likely to be layered and gradual,” Mandy shares.“ However, early use cases are already visible, particularly in areas such as product discovery and repeat purchases.”
When it comes to this progression, Visa’ s role is focused on enabling scale while maintaining the trust that underpins the payments ecosystem. For Mandy, innovation must continue to be grounded in the same principles that have historically defined the industry.
“ With Intelligent Commerce, we are providing the underlying rails that allow this to scale securely,” she concludes.“ Visa is enabling AI agents to connect to payment systems, authenticate transactions and operate within these defined controls. Moving forward Visa will continue to work with partners to support the evolution of new ways to pay, ensuring that they continue to rely on the same bases of security and trust – which is what we will always endeavour to provide.” fintechmagazine. com 33