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This mobile payment app allows users to make secure payment in stores , web and in-app purchases , as well as holding the capabilities to send and receive money from friends and family via Messages . Apple Pay doesn ’ t store any personal transaction information or the original card number but instead generates a token referred to as Device Account Number ( DAN ) to secure card details . Although the app only caters to iPhone users , Apple Pay currently has over 252mn users , according to Mac Rumours . www . apple . com / uk / apple-pay

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