FinTech Magazine - March 2022 | Page 63

FINSERV
Financial inclusion Another benefit of a robust fintech ecosystem is the ability to promote financial inclusion . By making it easier for people to access banking and investment services , ecosystems can help bridge the gap between the haves and have-nots .
" The need to incentivise , cultivate , and scale innovative companies meeting the unique financial needs of different demographics was a significant factor in the West Virginia Legislature ' s unanimous passage of the state ' s regulatory fintech sandbox ," said Sarah Biller , Co-Founder at FinTech Sandbox . " West Virginia ' s regulatory fintech sandbox is certainly a useful tool in my work to expand the state ' s fintech ecosystem and build and scale companies meeting the needs of rural Appalachians ."
Technological advancement When two or more great minds work together , the potential for technological progress increases . Fintech ecosystems provide the perfect environment for technological development , and as a result , the industry is constantly evolving and innovating .
" Fintechs have played an important role in expanding the technology choices available to advisors and wealth management firms . Tools introduced by the fintechs have also helped push the digital agenda forward , leading to the refinement of the usability and interactive aspects of the tools available to advisors ," said Nitin Seth , CEO at Incedo Inc .
organisations , ecosystems help advise and expose new technologies and products to the market more quickly .
According to Kim Minor , Senior Vice President of Global Marketing at Provenir , " Fintech ecosystems that are purpose-built offer members a jumpstart in the industry and quickly distinguish the early movers . The pace of innovation is fast , and ecosystems are the critical ingredient to successfully tackling well-worn topics like digital-first and instant gratification , and yet to be named new industry leaders ."
Machine to machine ecosystems In addition to people based ecosystems , machine to machine ecosystems also play a role in the fintech landscape . These are networks of devices that interact with one another , whether fully automated or requiring some human input .
" In the B2B world , there are any number of different fintech solutions designed to solve very specific problems , such as streamlining the capture of supplier invoices or matching them with purchase orders , routing invoices for approvals , scheduling payments , and
Startup acceleration Fintech ecosystems are also great for companies at their early stage , as they provide a nurturing environment to help them grow and develop . By connecting startups with established