FinTech Magazine March 2024 | Page 127

TECHNOLOGY PLATFORMS

Marqeta

Overview
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“ I ’ ve been fascinated by fintechs that are enabling individuals to access shortterm credit in a reliable , consumercentric manner ”

NICK HOLT HEAD OF SOLUTIONS AND DELIVERY , EUROPE , MARQETA financial literacy , where individuals are given guidance on how to make repayments , it can boost the economy while providing consumers with more agency .
A variety of fintech platforms are thriving in this space and have caught my eye . Credit2 , for example , is providing banks in Europe with the ability to directly offer BNPL payments to cardholders , allowing them to split the payment directly in their banking app . This also incorporates smart budgeting and responsible lending by linking to the existing card limit for each cardholder . fintechmagazine . com 127