Fintech Magazine March 2026 | Page 107

They can’ t afford lock-in or single points of failure, and payment performance is often measured at the CFO level. They don’ t just want payments to work, they want payments to perform optimally, continuously and safely.
That’ s where orchestration, and now payments intelligence, becomes critical. Without orchestration, uptime is providerdependent, decline recovery is generic and optimisation is static.
With orchestration, customers can design for resilience, configure smarter recovery paths and centralise decisions. With AI layered on top, those decisions improve over time, uptime issues are detected earlier, recovery paths get smarter and authorisation strategies adapt automatically.

“ From the start, our thesis was simple: payments should be portable, secure and decoupled from individual providers so businesses can move fast without being locked in”

Mike Rivers, CTO, Spreedly fintechmagazine. com
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