27 on strategies for adoption and convergence of emerging technologies . Prior to Huawei , he is an alumni of both IBM and KPMG , and Wells Fargo ( Wachovia Bank ).
“ The industry has been absolutely disrupted ,” he explains . “ That transition from a bricks-and-mortar financial services proposition , where banking was traditionally delivered as a product is gone . And what ’ s really fuelled that is the introduction of other industry verticals into the financial space over the years , like payments , credit and lending , or wealth management , as well as how the large majority of us now interact with digital technologies , and our expectations of those technologies .
“ Banking , or financial services , has in my view already moved beyond the omni-channel model typified by plug and play open banking APIs , multiple financial institution relationships and channel agnostic access , to a multi-platform or ubiquitous banking model , in which technology-led experiences offered by large
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